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147. 5 Smart Tax Moves to Make Before Year-End

Season #2

5 Smart Tax Moves to Make Before Year-End 

The end of the year isn’t just about holidays and celebrations — it’s also the deadline for some of the most important tax planning opportunities. And if you’re between the ages of 45 and 65, the choices you make now can set you up for more income, more flexibility, and fewer tax headaches in retirement. 

In this episode, we’re unpacking five simple but powerful tax strategies to consider before December 31st: 

  • 💰 Max out your retirement contributions — including catch-up provisions after age 50. 
  • 🔄 Roth conversions — why this might be your biggest tax-saving window. 
  • 🏥 Health Savings Accounts (HSAs) — the triple-tax-advantaged account most people underutilize. 
  • ❤️ Charitable giving strategies — smarter ways to give that can also save on taxes. 
  • 📊 Withholding & retirement income planning — how to avoid surprises when Social Security and Medicare come into play. 

Whether you’re still working in your peak earning years or preparing to transition into retirement, these strategies can help you finish the year strong — and start the next one with confidence. 

👉 Tune in to learn how to keep more of what you’ve earned and make smarter decisions with your money before the year ends. 

 

Have more questions? 

 If you’re wondering which of these strategies make the most sense for your situation, reach out to schedule a clarity call with us at Fit Wealth Advisors. We’ll help you create a tax and retirement income plan that actually fits your life. 

 

The Fit Wealth Show is brought to you by Plan Group Financial, Inc. (PGF) d/b/a Fit Wealth Advisors. PGF d/b/a Fit Wealth Advisors is an investment adviser registered under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply any level of skill or training. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Past performance is not indicative of future results.